Decisions and Solutions: the Credit Intermediary that will lower your monthly payment
Our team of dedicated professionals and the partnerships we have established with the most renowned banking entities in our country, allow us to be the Credit Intermediary that guarantees you the best conditions for your financing, according to your needs.
As a certified Credit Intermediary, at Decisões e Soluções we avoid complicated bureaucracies, as we achieve better market conditions through partnerships we have with the main Portuguese banks. This way, we work so that you can have your Loans with the lowest Spread possible, paying less for your monthly instalment.
Our Services
We evaluate your financial health, according to your needs, through a free service provided by our consultants. The DS Financial Check-Up brings you the global and personalized solutions that allow you to improve your financial situation, either by reducing monthly charges or by increasing earnings. In addition, we have a personalized counseling service that gives you access to the best solutions in Banking Credit, Insurance, Buying, Selling, Renting, Construction and Building.
We find the best Home Credit solutions adequate to your profile, with full knowledge of the product and of the market, and also in a privileged relationship and great negotiating power with the main Banking Institutions operating in Portugal. We look for the bank that provides you with the best financing conditions, according to your situation. The whole process is closely followed, until the day of the deed.
We offer the best solutions when it comes to seeking financing for your next car. Get the car of your dreams through this service! Get the best installments with our help.
We offer credit cards with free annual fees. You can obtain credit at the best conditions in the market and also enjoy significant discounts on the purchase of various goods and services, such as clothing, meals, travel, and hotels, whenever you use your credit card to pay, among other advantages.
Our Experts will help you find the best Real Estate Leasing solutions. We have protocols and a privileged relationship with the main Banking Institutions operating in Portugal.
Your dreams and projects do not have to be put aside. Our mission is to help you find the best credit solutions, so that you can go on vacation, travel, or purchase consumer equipment. How do we do it? Through product knowledge and market supply, and by having a privileged relationship with the main Banking and Financial Institutions operating in our country.
The Exclusive Choice, Real Estate Mediation Ltd.with NIPC 516 114 425, headquartered at Rua 5 de Outubro, 550, 4910-386 Vila Praia de Âncora, Portugal, is registered with the Bank of Portugal and carries out the activity of Credit Intermediation in accordance with the requirements established by Decree-Law 81-C/2017 of July 7. This document complies with Article 53(1) of the above-mentioned law. Thus, it is hereby noted that:
Contact
Vila Praia de Âncora
E -mail: vilapraiaancora@decisoesesolucoes.com
Phone: 258094177
Viana do Castelo
E -mail: santaluzia@decisoesesolucoes.com
Phone: 258099314
Registration Number at the Bank of Portugal
0006319
Establishment Address
Vila Praia de Âncora
Rua 5 de Outubro, 550 4910-386 Vila Praia de Âncora
Viana do Castelo
Avenida Rosalia de Castro, 130 4900-421 Viana do Castelo
Verification of Registration with the Bank of Portugal
https://www.bportugal.pt/intermediariocreditofar/escolha-exclusiva-mediacao-imobiliaria-lda
Credit Intermediary Category
Linked Credit Intermediary
Exclusivity regime
No
Lenders with whom you have a binding contract
BANCO BPI, SA
BANCO SANTANDER TOTTA, SA
CAIXA GERAL DE DEPÓSITOS, SA
BANKINTER, SA - BRANCH IN PORTUGAL
BANCO CTT, SA
ABANCA CORPORACIÓN BANCARIA, SA, BRANCH OFFICE IN PORTUGAL
BANCO BIC PORTUGUÊS, SA
SICAM - CENTRAL BANK AND MUTUAL AGRICULTURAL CREDIT BANKS
UNION DE CRÉDITOS INMOBILIÁRIOS, S.A,
ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - BRANCH IN PORTUGAL
NOVO BANCO, SA
Credit Intermediation Services authorized by the Bank of Portugal
Services related to Mortgage Loans and Consumer Loans, namely:
- a) Presentation or offer of credit agreements to consumers
- (b) assisting consumers by undertaking preparatory or other pre-contractual management work in respect of credit agreements that were not submitted or offered by them
c) Consulting services
Identity of the entity guaranteeing the civil liability for the credit activity
Allianz Portugal Insurance Company, S.A.
SRC policy number Mortgage Credit and its validity
Policy - 206042197 Valid from 11/01/2022 to 10/01/2023
SRC Consumer Credit policy number and its validity
Policy - 206164123 Valid from 05/26/2022 to 05/25/2023
Total restriction on receiving values
Under no circumstances may Escolha Exclusiva Mediação Imobiliária Lda. receive any amounts from consumers that are related to the formation, execution and early fulfillment of credit agreements, pursuant to article 46 of Decree-Law 81-C/2017 of July 7, 2017
Supervisory Entity for the activity of Credit Intermediation
Bank of Portugal
Conflict Resolution Centers
CNIACC (National Center for Information and Arbitration of Consumer Conflicts)
geral@cniacc.pt
More information at Consumer Portal www.consumidor.pt
Making Complaints
Lenders with whom we have a contract
all your questions!
